How to send and receive money from abroad in Uganda (to MoMo or bank)

Quick answer

Use WorldRemit, Taptap Send, Remitly or Wise — money arrives on MoMo or Airtel Money. Receiving is free.

Checked 4 November 2026

Relatives abroad can send money straight to your MTN MoMo or Airtel Money wallet in minutes.

Popular remittance apps that pay to Ugandan mobile money

WorldRemit
Taptap Send
Remitly
Wise
ACE Money Transfer
MTN MoMo's own international remittance service

How it works

The sender downloads the app and chooses Uganda → Mobile money.
They enter your phone number (registered in your name) and the amount.
You receive an SMS when the money arrives.

Receiving is free. You only pay normal withdrawal fees and the 0.5% withdrawal tax if you cash out.

Tips

Compare the exchange rate each app offers, not just the fee – the rate often costs more.
Make sure the name on the SIM matches the name given to the sender.
For large amounts, a bank transfer (SWIFT) may be better.

Frequently asked questions

Is it free to receive money from abroad on mobile money?

Yes, receiving is free. Withdrawal fees apply when you cash out.

Fees and codes change. Spotted something out of date? Tell us.